Credit is tightening up around the country, not just in Western New York. As a result, it’s especially important to be very knowledgeable about your credit report. You should do some research on your credit before you apply for a mortgage.
Your credit report should be clean. Your mortgage professional will run your credit report, but don’t wait until then to find out what it says. If there are any unpleasant surprises, it’s better to find out and address them before you apply for a mortgage.
If you want to learn more about credit reports or obtain a copy of your own, there are resources available to you:
- Equifax – 800-685-1111 – www.equifax.com
- Experian – 888-EXPERIAN (888-397-3742) – www.experian.com
- Trans Union – 800-916-8800 – www.transunion.com
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All statistics are gathered from the Buffalo Niagara Association of REALTORS®.
For more information, call the Myriad Team @ Keller Williams Lancaster(716) 650-0051
Thinking of selling your Western New York home? Curious about the current market conditions in Western New York? Call us at (716) 650-0051 to discuss what is happening in today’s Western New York Real Estate Market. We would be happy to give you a personalized Comparative Market Analysis for your home, and we are here to help you purchase a home.