How do you welcome fall at your home? Do you pull out the hay bales, carve up the pumpkins, welcome the howling wind and wait as the leaves fall to the ground, casting a perfect look of disarray on your normally well-kept lawn? Perhaps you prefer to focus on stocking up on treats for soon-to-be […]Read More Is Fall Well Anticipated in Your Home?
Fall is right around the corner, and that means rain will be hitting near your home. While the earth can use all the moisture, the gray skies can get a little wearing. Brighten your rainy season and your home with a few fun umbrellas. If you come into your entryway or mud room and see […]Read More Decorating Your Entry with an Umbrella
Views very widely on the value of hiring a professional stager to prepare your home for sale. Many real estate agents swear by it and have years of sales to back up their claim. They cite their own impressions, sales history and anecdotal evidence to underscore that professional staging adds value to the home. On […]Read More The Value of Professional Staging
Sometimes, a neighborhood appears awesome…but might be hiding some spooky, ghostly elements! You can’t know, for instance, how welcoming some neighborhoods are to families with small children unless you see small children there. If you’ve only visited the neighborhood during the workday, you won’t know if the streets fill with bicycles and skateboards at 3:00 […]Read More Spooky or Spectacular?
It is Halloween and I think it is time to talk about a subject most of us never think about — Our last home! That place that we are laid to rest for eternity. This type of housing is single use, we don’t resell these homes. So the first owner is the last owner of […]Read More Forest Lawn – Your Last Buffalo Home
Whether you’re moving across the country (or even across the state) to attend school, take a new job or just experience someplace new, a long-distance move is different from an across-town move. To take some of the stress out of the move, and to avoid some costly mistakes, follow all, or at least some, of […]Read More Prepping for a Cross-Country Move
Prior to the new banking regulations, getting a home mortgage if you owned a business, worked freelance, on contract or were otherwise self-employed was possible, if complicated, using stated income, bank statements and other alternatives to W2 income statements. New regulations on so-called stated income loans, however, make getting that mortgage a bit trickier for […]Read More Getting a Mortgage When Self-Employed
The average fixed mortgage rate dropped again last week, according to the Primary Mortgage Market Survey® (PMMS®), providing more buying power and incentive if you are seeking to buy a home. The 30-year fixed decreased to an average 3.41% with a 0.7 point (last year’s same date comparison was at 3.90%). The 15-year fixed rate mortgage […]Read More Mortgage Rates Make Buying Easier
Often, homeowners try to “test the market” with a higher than fair-market price when first listing their home. Doing that sets them up for disappointment when the home does not sell for full price. That can be a poor marketing strategy. When your agent tries to talk you out of it: Listen! Setting “too high […]Read More How to Sell for Full Price
Many potential new homebuyers find themselves unable to secure a loan, confined to a smaller home ? or at least to a smaller loan ? because they don’t understand the ins and outs of their credit score. First of all, your FICO (Fair Isaac Corporation) credit score does not tell you how much you can […]Read More Know Your Credit-to-Debt Ratio