FHA Guideline Changes

Staring in June, for these borrowers, they will need 3 non-traditional forms of credit with no 30-day late payments in the last 12 months. One of theses credit references has to be a verification of rent or a utility bill. If this borrower is renting from a family member they will have to provide 12 months of canceled checks to prove their rental history.

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December 3, 2008

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Buffalo Darwin Award

I read the newspaper more frequently now that I am back in Western New York. I look forward to my weekly edition of the Amhest Bee and the Police Blotter. According the the Editor’s Note it is a sampling of unusual, sometimes humorous calls received by the police department.

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December 1, 2008